Home Guard

The primary feature of Home Guard is a deductible reimbursement benefit that will reimburse the HO policy’s AOP deductible whenever a claim is paid by the HO policy’s insurer.

With the current trend of rising HO deductibles, this supplement is practically a must for many agencies.

In addition to deductible reimbursement, the program offers several additional insurance benefits as well as numerous services.

Home Guard 1

Deductible Reimbursement

Reimbursement of AOP deductible whenever a claim is paid by the HO insurer.

Emergency Lodging

Reimbursement of lodging whenever dwelling is rendered uninhabitable by covered peril.

Emergency Cash

Reimbursement of certain living expenses whenever dwelling is rendered uninhabitable by covered peril.

Glass Breakage

Reimbursement of broken windows of covered dwelling.

Home Guard 2

Additional Features

  • Insurance benefits underwritten by A rated insurer
  • Medical emergency ambulance service
  • Locksmith reimbursement
  • Coverage for owned or rented dwellings
  • Tiered program with 3 levels of coverage to choose from
  • Fire safety inspection
  • Energy efficiency survey
  • Discounted services
  • Notary public service
  • Trip routing
  • Toll free customer service
  • Web based applications in English and Spanish
  • Web based reports
  • Prompt, courteous claims service